Have you been injured in a New Orleans car accident? Did a NoLA truck accident or motorcycle crash cause you to be out of work due to an injury? If so, the insurance company for the other driver may have approached you regarding your accident claim. In many cases, the insurance adjuster tries to speak with an accident victim before the person can consult with a personal injury attorney. There are several good reasons why the insurance adjuster wants to talk to you before you can talk with us.
The Insurance Company Is Not On Your Side
One of the tactics used by insurance companies is pretending to be on your side. The insurance company is in business to make money. Paying accident claims hurts the company’s profit margin. To reduce the cost of accident claims, the insurance adjuster may try to convince you that the insurance company is concerned with what is in your best interest. The adjuster may express how the company understands your situation and the company is very sorry for what has happened to you.
In reality, the insurance company wants to keep you happy and satisfied so that you do not consult with an accident attorney. It may issue you a few small checks; however, when it comes to writing you a check for the full amount of your claim, the company may drag out your claim. It hopes to get you to sign a release forfeiting your right to claim additional funds or delay you contacting an attorney until your time to file a lawsuit expires.
Do Not Let An Insurance Company Take Advantage Of You! Call Our New Orleans Accident Attorneys Now!
Signing Statements To Use Your Words Against You
The insurance adjuster may say that the company needs a written or recorded statement to “verify” how the crash happened. This is another tactic the company uses to limit its liability. Adjusters pressure accident victims to give statements as quickly as possible after an accident while the person is still in shock and in pain from injuries. The insurance company is hoping to get you to admit something it can use against you later.
For example, the adjuster may get you to admit you are not 100 percent sure of your speed at the time of the accident. Later, the company may try to allege you were speeding; therefore, you were partially at fault for the collision and should not receive full compensation.
Do not give a statement until you have consulted with one of our NoLA personal injury attorneys!
Signing Releases
The insurance company knows if you hire our office you it will probably have to pay more to settle your accident claim. Therefore, the insurance company wants to do everything it can to limit its liability before you call our office. One way is getting you to sign a release. A medical release gives the company access to your medical history. This could be used to allege your current injuries are due to a previous medical condition or accident.
A release of liability terminates your right to seek any further compensation from the insurance company, and usually all other parties, regarding injuries or damages from the accident. The company may try to get you to sign a release by paying you a small amount of money to settle your claim.
Don’t Accept A Low Settlement Offer! Your Claim May Be Worth Much More!
Call Our New Orleans Accident Attorney First!
Before you talk to the insurance company, call The Olinde Firm for a free case evaluation with an experienced NoLA car accident attorney. Contact our office at (504) 587-1440 or 1-800-587-1889 today to speak with an attorney.