What you do immediately after a car accident can affect your legal rights and your rights to compensation for damages.
1. Who is going to pay for the accident damage?
If the crash was caused by the fault of the other driver, the other driver’s insurance company will usually be responsible for repairing the damage to your vehicle.
2. Will I be reimbursed for my medical bills?
Louisiana, like 38 other states, is an at-fault state. What this means is, the person responsible for the accident is responsible for all medical costs. If the other driver is found to be at fault, that person (or their insurance company) is responsible for your medical bills.
3. If I am hurt, but I cannot afford to pay for medical treatment, what do I do?
If you were hurt as a result of the car accident, it is very important for you to seek medical attention immediately. Doing this provides documentation of your injuries and prevents the insurance company from contending your injuries. We can recommend doctors to you who will agree to examine you, treat your injuries, and wait to get paid after your case is settled, if necessary.
4. What if the other driver is not insured?
If you are insured, but the other driver is not, we may be able to file a claim against your own insurance company. Uninsured motorist coverage provides for this. Just remember that, your insurance company, much like the other driver's, is going to try to pay you as little as possible to mitigate their own losses.
5. What if I cannot afford an accident attorney?
Our accident attorneys work on a contingency, meaning, WE ONLY GET PAID IF WE WIN MONEY FOR YOU. There is no money taken from you until we win your case. You have no need to worry.