Uber has become one of the most convenient forms of public transportation in many cities throughout the country. It is quickly growing in popularity in New Orleans. However, you may have read about terrible traffic accidents involving Uber drivers and wondered what happens if you are a passenger in an Uber accident. We can help.
The first thing you want to do is seek immediate medical attention for your injuries. Even if you do not believe you are seriously injured, it is best to be checked by your physician because you could be suffering from an injury that you are not aware of yet. Early medical treatment can reduce the risk of permanent disabilities and improve your chance of recovering full compensation for your injury claim.
After being treated for your injuries, call our office to schedule a free consultation. Our New Orleans car accident attorneys can help you file an accident claim against the correct insurance provider. You may have one or more claims to file; therefore, you want an attorney who understands Uber insurance so you can maximize your compensation.
Uber Insurance in New Orleans
You should have access to two types of insurance coverage as a passenger in an Uber accident. The first type of coverage is liability insurance. Liability insurance covers injury to other persons, including passengers, when a driver causes a crash. Therefore, if your Uber driver caused the accident, you can file a claim against that driver’s liability insurance. If the other driver caused the crash, your claim would be against the other driver’s liability insurance coverage.
It is also important to understand that Uber provides liability insurance coverage for its drivers when a driver is transporting a passenger or is driving to pick up a passenger. This insurance coverage may be important if the Uber driver does not have sufficient insurance coverage to pay your claim in full.
The other type of insurance that may apply to your claim is uninsured/underinsured motorist (UIM) coverage. UIM applies when an uninsured driver causes an accident, or the at-fault driver does not have sufficient liability insurance to pay your claim in full. Uber also has UIM coverage that you may be able to claim.
A note about UIM insurance in Louisiana — You are not permitted to “stack” multiple UIM policies to recover more money for your claim. However, as a passenger in a vehicle, you are permitted to access your UIM coverage, if you purchased a policy, once the vehicles UIM coverage has been exhausted.
Call our New Orleans Uber Accident Attorney for Help
Filing an Uber accident claim can be complicated, especially if multiple insurance companies and policies are involved. You need to make sure you are filing the correct claims to increase your chance of recovering all money owed to you for your damages. Our attorneys understand Uber accidents and the insurance covering these accidents. Let us handle your claim so you can avoid costly mistakes that may hurt your claim.